No Credit Check SIM Only Deals

Some providers offer SIM only deals without the need for a credit check. These deals will normally last no more than 30 days and you pay the monthly fee in advance of your usage period. Any deals longer than 30 days, such as a 12-month contract will normally require a credit check by the provider.

It is possible to get a SIM only deal without a credit check. These deals are perfect for users with no credit history, such as students or those with low credit score that needs repairing. If you have a low credit score, signing up to these deals could build your score if you continue to pay the monthly fee.

Providers such as GiffGaff, Smarty, Lebara and Voxi are famous for their great value no-credit check SIM only deals. They are usually on a 30 day plan and come with added perks such as unlimited social data, international minutes, EU roaming and the flexibility to cancel at any time.

For a full comparison of deals with no credit check, use our comparison tool.

It is unlikely a network provider will accept your application with a bad credit score. Although there are many reasons your application may be rejected. You can check your credit score for free with Experian, which may give an indication. There is no one-size fits all for network providers, some are more lenient than others.

Reasons why they may reject your application include no credit score, perhaps if you’re a student. You may have a history of unpaid utility bills and this has left a bad mark on your credit file.

However, your credit score isn’t the only thing that could impact your ability to take out a phone contract. Your credit file may not match the name and address that your credit file displays. You may just need to update your address history or name on your credit file and try again.

The best way to improve your credit score, is to use a no credit check sim, purchase your phone separately and build your score over time. After 6 – 12 months of reliability, you may be accepted for a phone contract.